So why might you have a pizza range – or garden oven – in the 1st place? Here are some very really good. reasons.

1. Cooking outside the houses is wonderful for natural entertainers

The experience of possessing a pizza stove allows you to relax at the end of a long day, taking pleasure in the one-of-a-kind smell of a real fire, whilst evoking memories of fantastic Mediterranean holiday breaks. It reconnects you with nature and creates a focal point around which to amuse your visitors. You could call it the garden’s kitchen island. Trendy, sophisticated and possibly even unique in your community. See what we have -

2. Build the thing what you want

If you’re an avid outdoor entertainer, or want to add value to your home, a permanent wood-fired pizza range could be a great investment for you. Basically, you decide how you would like to house the stove, create any feature you desire around the clay dome, which will just slot into whatever ‘home [you create for it outdoors.

3. You can be a pizza range owner and retain environment-friendly principles

You may be avidly staying away from single-use plastic and cosmetics with microbeads, but not even realise that lots of pizza stoves are polluting the air by virtue of not handling carbon discharges in a way that is carbon-neutral. You may also be unaware that you live in a Smoke Control Area– a location where environmental health officers should be wheedling out those house owners who are negatively affecting the air that is breathed (and penalizing them or closing their cookers down!).

4. It’s not all about pizza

Pizza ranges have been rustling up all manner of meals for centuries. When pizza was invented in Naples, stoves were already cooking many more daily food staples You can prepare vegetables, jacket potatoes, a lovely tender seabass or lamb stew, or one of your favourite desserts, possibly?

5. You can discover the art of wood-fired cooking– like the celebrities!

Getting to know how to cook in a wood-fired stove is huge fun and actually really easy to do. Once you have gotten the knack of the skill, you can branch out and increase your repertoire, or just devise really appealing garnishes for your wood-fired pizzas that taste sensational. And, if you need any peace of mind that a Valoriani is the one for you, just take note that leading chefs do this too.

For more information go -

So why should you have an out door cooker – or garden cooker – in the 1st place? Here are some extremely excellent. factors.

1. Creating meals outdoors is excellent for natural performers

The experience of owning a pizza stove allows you to relax at the end of a long day, appreciating the unique aroma of a real fire, whilst evoking recollections of wonderful Mediterranean holiday breaks. It reconnects you with the outdoors and generates a focal point around which to captivate your visitors. You could call it the garden’s kitchen island. Fashionable, sophisticated and potentially even one-of-a-kind in your community. See what we have -

2. Build precisely what you want

If you’re an avid outdoor entertainer, or want to add value to your home, a permanent wood-fired pizza range could be a great investment for you. Basically, you decide how you would like to house the range, create any feature you desire around the clay dome, which will just slot into whatever ‘home [you create for it outdoors.

3. You can be a pizza range owner and preserve eco-friendly fundamentals

You may be avidly steering clear of single-use plastic and cosmetics with microbeads, but not even realise that many pizza cookers are polluting the air by virtue of not handling carbon discharges in a way that is carbon-neutral. You might also be unaware that you live in a Smoke Control Area– a place where environmental health officials should be wheedling out those house owners who are negatively impacting the air that is breathed (and fining them or closing their stoves down!).

4. It’s not all about pizza

Pizza ovens have been rustling up all manner of foods for millennium. When pizza was invented in Naples, ranges were already cooking many more daily food basics You can prepare vegetables, jacket potatoes, a lovely tender seabass or lamb stew, or one of your favourite desserts, potentially?

5. You can discover the art of wood-fired cooking– like the celebrities!

Discovering how to cook in a wood-fired stove is huge fun and actually really easy to do. Once you have gotten the knack of the skill, you can branch out and increase your range, or just devise really exciting garnishes for your wood-fired pizzas that taste sensational. And, if you need any reassurance that a Valoriani is the one for you, just take note that best chefs do this too.

For more information go -

Tips for visiting Kensington, MD, and finding the best areas to see with kids

Kensington is one of Maryland’s most charming towns, filled with historic architecture, boutique shops, and a thriving art scene. Whether you’re visiting for the first time or looking for a fun family destination, here’s what you need to know before you go. There are so many things to do in Kensington, MD for all the family.

Art community

In addition to its historic downtown and tree-lined streets, Kensington has a vibrant art community. Find work by local artists at the Kensington Art Guild, including work in painting, photography, jewelry, ceramics, and more. Take advantage of the many kid-friendly events the town holds throughout the year. In May, the annual Kensington Arts & Crafts Festival takes over the Historic Market Square. This festival includes live music, food vendors, children’s activities, and an art show.

Historic district

Take a stroll through the town’s historic district. You can find everything from shops and restaurants to galleries and museums. Start at the Kensington Art Guild, where you can browse art, shop for gifts, and learn more about the area’s artistic roots. Then visit the Kensington Community Library, which hosts many programs and exhibits throughout the year.

Places to eat

You’ll also find plenty of places to eat in Kensington. The new and soon-to-open Old Town Cafe, located inside the historic Market Square, is a favorite spot for locals and visitors alike. For more comfort food, head to the Kensington Inn, a family-run restaurant and bar that serves homemade soups, salads, and sandwiches.

Today’s Mortgage Rates

A handful of important mortgage rates are now higher today. The average 15-year fixed and 30-year fixed mortgage rates both increased. For variable rates, the 5/1 adjustable-rate mortgage also ticked up.

Mortgage rates have increased fairly consistently since the start of 2022, following in the wake of a series of interest rate hikes by the Federal Reserve. Interest rates are dynamic and unpredictable — at least on a daily or weekly basis — and they respond to a wide variety of economic factors. But the Fed’s actions, designed to mitigate the high rate of inflation, are having an unmistakable impact on mortgage rates.  Learn more about - by visiting Loan Trust.

If you’re looking to buy a home, trying to time the market may not play to your favor. If inflation continues to increase and rates continue to climb, it will likely translate to higher interest rates — and steeper monthly mortgage payments. As such, you may have better luck locking in a lower mortgage interest rate sooner rather than later. No matter when you decide to shop for a home, it’s always a good idea to seek out multiple lenders to compare rates and fees to find the best mortgage for your specific situation.

30-year fixed-rate mortgages

The 30-year fixed-mortgage rate average is 6.66%, which is an increase of 10 basis points from one week ago. (A basis point is equivalent to 0.01%.) Thirty-year fixed mortgages are the most common loan term. A 30-year fixed mortgage will typically have a higher interest rate than a 15-year fixed-rate mortgage — but also a lower monthly payment. You won’t be able to pay off your house as quickly and you’ll pay more interest over time, but a 30-year fixed mortgage is a good option if you’re looking to minimize your monthly payment.  Learn more about - by visiting Loan Trust.

Real Estate Outlook in Norhern Florida for 2023

In the world of Northeast Florida residential real estate, 2022 began with houses staying on the market for days rather than weeks or months. 

Prices escalated. Cash buyers from other states didn’t flinch at what longtime residents thought were outrageous prices because those new Floridians saw them as bargains.

Northeast Florida Association of Realtors President Mark Rosener is completing a one-year term as leader of the organization.

Then in the summer, interest rates spiked and inflation slowed a still tight market.

“We’ve experienced two very different markets,” Northeast Florida Association of Realtors President Mark Rosener said.

“I think all of the signs over the last six months have been that of a stabilizing market.”

Rosener looked back on his year of leadership. 

Membership at NEFAR has grown to more than 11,000.

On the state level, NEFAR and other state-related programs helped lobby for the passage of the Florida Hometown Heroes Housing Program, which offers down-payment assistance to first responders, teachers and nurses.  To learn more about the Hometown Heroes Program in Florida visit -.

Locally, NEFAR members volunteered to build accessible ramps, participated in a waterway cleaning project in July and took part in a meal-packing event in the fall.

NEFAR formed a Diversity, Equity and Inclusion Committee to address those issues in the organization and the market in general.

Looking toward 2023, supply remains low. 

As of November, the inventory of single-family homes, town homes and condominiums was 6,604 in the Northeast Florida market comprising Duval, Clay, St. Johns, Baker, Putnam and Nassau counties. That is 125.4% higher than a year ago.

While inventory is growing, it still leaves about half of NEFAR’s members without clients. The result will be a decrease in active real estate agents in 2024, Rosener said.

“The real estate market was very good in 2020, 2021 and into 2022. There were a lot of people who got into the business because they may have lost their job due to the pandemic. There will be folks who have struggled a little bit and may go back to their previous careers. I would anticipate that we will see fewer Realtors in 2024.”

Predictions for 2023 show the region’s real estate market stabilizing, Rosener said.

He said the market was volatile during the second and third quarters of 2022.

The median price of a home in Northeast Florida in April was $378,995. After climbing to $399,900 in July, the median price dropped to $376,385, the November report showed. 

Prices are still 8.2% higher than a year ago.  The best program to own a home in Florida or the easiest program to qualify for without a down payment is the Hometown Heroes Program and you can learn more information about it by visiting -.

Rosener expects interest rates, now about 6.5%, to settle in the mid-5% range by mid-2023. The median price should fall an additional 7% to about $350,000, he said, improving affordability.

“There was a time earlier this year when there was doom and gloom that values would go down. I don’t think that is going to happen. There should be no devaluation of property values,” he said.

Rosener’s advice to 2023 President Diana Galavis is to be collaborative and trust her NEFAR officers.

“Lean on those you’ve selected for leadership and give them the authority to do what you have set out for them to do and let them go,” he said.